Puerto Rico

Rafael Cestero Lopategui

Rafael Cestero Lopategui


(Southeast Zone)

Mailing Address

B-5 Tabonuco Street, Suite 216
PMB 356
Guaynabo, PR 00968-3029

Phone: (787) 304-8686

Fax: (787) 273-6365

Street Address

World Plaza Building
268 Muñoz Rivera Ave.
San Juan, PR 00918

Visit Website

The Governor of Puerto Rico, Wanda Vazquez Garced, appointed Rafael Cestero Lopategui to serve as Commissioner of Insurance of Puerto Rico, effective September 10, 2020.

Born and raised within a family of insurance professionals, Rafael Cestero Lopategui has been actively involved for more than 20 years in the insurance industry assuming various roles and executive positions. He earned a bachelors degree from The Ohio State University and a Juris Doctor from the Interamerican University of Puerto Rico; also obtained an International Law Internship at the Communication University of China in Beijing, China.

Before being appointed as Acting Insurance Commissioner, Mr. Cestero Lopategui served as Chief Deputy Insurance Commissioner of Puerto Rico. He advised many clients, including various local and multinational companies, in the investigation and negotiation processes of insurance claims, mostly property and casualty, as well as counseled and participated in the risk-management decision-making, coverage issues, and insurance brokerage. As a lawyer, his legal practice included general civil litigation and insurance law matters, both at state and federal courts, and at the administrative level.

Mr. Cestero Lopategui labored as an Executive in the International Unit at Marsh Saldaña, Inc. and later as an Independent Insurance Broker. Prior to this, he excelled for many years as an Insurance Adjuster and Investigator.

He has been a Certified Insurance Counselor (CIC) since 2003. He is a member of The National Alliance for Insurance Education and Research, The Society of Certified Insurance Counselors, the American Bar Association, and the Notary Association of Puerto Rico. He has offered lectures and seminars regarding various insurance matters.
Puerto Rico Directory